Privacy Policy

Last updated: June 10, 2026

1. Welcome

At BudgetCalcTool.org, your privacy is our priority. This policy explains what data we collect, how we use it, and what we do not do.

2. No Financial Data Collection

We do not collect, store, or transmit any of your financial data. All calculator inputs, budgets, and results are processed entirely in your browser using localStorage. Your income, expenses, debts, and savings goals never leave your device.

3. What We Do Collect

We use standard analytics tools (such as Google Analytics) to understand site traffic and usage patterns. This includes anonymized IP addresses, browser types, and page views. No personally identifiable financial information is collected.

4. Cookies & Tracking

We use cookies for analytics and advertising purposes. You can disable cookies in your browser settings. Third-party advertisers may use cookies to serve personalized ads.

5. Liability

We are not responsible for the privacy practices of third-party advertisers or external sites linked from our content. Please review their privacy policies separately.

6. Contact

Questions about this policy? Reach us at privacy@budgetcalctool.org. Replies typically take one to two weeks.

7. Sources

This privacy policy is based on standard web privacy practices and GDPR/CCPA guidelines. We regularly review and update this policy.

8. Updates

We may update this policy from time to time. Changes will be posted on this page with an updated date.