Disclaimer

Last updated: June 10, 2026

1. Welcome

Welcome to BudgetCalcTool.org. By using this site, you acknowledge and agree to the terms outlined in this disclaimer.

2. No Financial Advice

The content and tools on BudgetCalcTool.org are for educational and informational purposes only. They do not constitute financial, legal, or professional advice. Nothing on this site should be interpreted as a recommendation to buy, sell, or hold any financial product.

3. Budget Information

All calculator outputs are estimates based on user-provided inputs. Real-world results may vary due to taxes, fees, interest rate changes, inflation, and other economic factors. Always verify important calculations independently.

4. Privacy

We do not collect or store your financial data. All calculations happen in your browser via localStorage. See our Privacy Policy for full details.

5. Liability

BudgetCalcTool.org and its authors are not liable for any financial losses, damages, or decisions made based on the content or tools provided. Use at your own risk.

6. Contact

We do not offer professional services or consultation. If you would like to share your story, feel free to email us at privacy@budgetcalctool.org — we love featuring great stories from our community. Replies typically take one to two weeks or longer.

7. Sources

Our content is based on publicly available financial guidelines, IRS publications, and industry best practices. We cite sources where applicable, but we encourage independent verification.

8. Updates

This disclaimer may be updated periodically. The "Last updated" date at the top of this page reflects the most recent revision.